Friday, December 05, 2025
The Magnet of Misery
Wednesday, December 03, 2025
A leaaf from a diary
Friday, November 28, 2025
Varanasi diary
Friday, November 21, 2025
“John lies under the African night sky, his transparent shield-tent turning the wild into a window to the stars.”
Wednesday, November 19, 2025
My Day With Dominique Lapierre — The Friend Who Forgot My Name But Not My City
Saturday, November 15, 2025
Golf Story
Friday, November 14, 2025
When technology forgets compassion , even the honest can turn rogue
The Ghost Accounts – When AI Replaced the Human Touch
When Sunil Verma lost his job at the bank, it wasn’t because he had done something wrong.
In fact, he had done everything right — for 27 years.
He was the kind of banker customers trusted blindly. He filled their forms, reminded them about KYC deadlines, fetched photocopies, and sometimes even attended their family functions. To hundreds of senior citizens, he wasn’t just Mr. Verma from the bank — he was “Beta Sunil.”
But then came AI automation.
The bank proudly declared itself “future-ready.” Machines would now handle customer interactions, assess loan eligibility, detect fraud, and even predict customer churn — all without human intervention.
Sunil’s name appeared in the list of employees to be retrenched.
He was handed a generous severance package, a polite handshake, and a line he would never forget:
“AI will take care of our customers now.”
A Quiet Grudge
For a while, Sunil tried to accept the change. But the silence of his small flat and the sight of younger bankers talking to screens instead of people ate away at him.
One evening, going through his old diaries, he found something unusual — pages filled with names of customers who had no nominees. He remembered many of them: widows, retired professors, old couples whose children lived abroad and rarely called.
He also knew that several of them had passed away.
Their money, sitting untouched, had become part of the bank’s ever-growing pool of unclaimed deposits.
He stared at those names for a long time and whispered to himself,
“AI took my job… let’s see if it can notice ghosts.”
The Hackers’ Pact
Through his neighbour’s son, Raghav — a tech-savvy youngster known for his ‘creative coding’ — Sunil got introduced to Aryan, a wiry 22-year-old hacker with dark circles and fast fingers.
They met at a café near Connaught Place.
Raghav laughed when Sunil explained his plan.
“Uncle, you’re seriously asking us to hack a bank?”
Sunil replied evenly, “Not hack. Just… reclaim money that nobody owns. The system doesn’t care, why should we?”
Aryan raised an eyebrow.
“Unclaimed accounts? That’s clever. But dangerous.”
Sunil smiled. “I’ve worked in that bank for decades. I know where the data sleeps.”
And that’s how the operation began — quietly, meticulously.
The Ghost Accounts
Using Sunil’s insider knowledge and the hackers’ technical skill, they created a sophisticated network of small transfers — a few hundred rupees at a time from dozens of dormant accounts. The money flowed into digital wallets and then into shell investment accounts.
Sunil rationalized every move.
“These people are gone. Their children don’t care. The bank will never even notice.”
For six months, the trio worked undetected. AI bots processed millions of transactions daily — theirs blended right in.
The Unexpected Living Ghost
Then one morning, Aryan burst into Sunil’s flat, alarmed.
“Uncle, we’ve got a problem. One of your ghost accounts — Ramesh Khatri — is active again.”
Sunil frowned. “That’s impossible. He died three years ago.”
Raghav checked the system logs.
“Someone’s making withdrawals, using valid two-factor authentication. It’s legit activity.”
A chill ran through Sunil. “Maybe his nephew…”
Aryan looked up sharply. “Yes. His nephew’s name is Rohan Khatri. And guess what — he works in your old bank. In the cybersecurity division.”
Sunil froze. For the first time, the thrill of revenge turned to fear.
The Fall
Two weeks later, Sunil’s doorbell rang at dawn.
Policemen entered, followed by a young man with sharp, observant eyes — Rohan Khatri.
“Mr. Verma,” Rohan said quietly, “you were my uncle’s banker. He trusted you.”
Sunil’s voice trembled. “I didn’t touch his money knowingly…”
Rohan interrupted gently.
“You made one mistake, sir. You trained the AI system years ago — its anomaly detection algorithm learned from your own working patterns. When those same keystroke rhythms appeared again, from outside the bank network, it flagged them.”
Sunil stared blankly. “You mean… it recognized me?”
Rohan nodded. “The system you helped design remembered you better than the people you served.”
As the officers led him away, Sunil muttered under his breath,
“I built relationships humans forgot — and machines remembered.”
Epilogue
Months later, a short news item appeared:
“Ex-bank employee held for siphoning funds from dormant accounts. AI-driven anomaly detection and ethical reporting by cybersecurity staff led to his arrest.”
In his prison cell, Sunil sometimes read that headline on an old newspaper clipping.
He smiled faintly and whispered,
“At least the AI finally remembered my name.”
Note:
This story explores how automation, while improving efficiency, can quietly erode the emotional bond between people and institutions. When technology replaces empathy, even honest men can lose their moral compass. Yet, as Sunil discovered too late, machines may lack emotion — but they never forget.
Friday, November 07, 2025
Echoes in the Stones:The Story of the Bamiyan Budha
I could almost taste the unfamiliar meals, see the Indian artisans huddling around small fires, trying to find comfort in the stark, magnificent landscape.
"The carving itself," Dharmapala said, his voice dropping to a reverent whisper, "was a monumental feat of human endurance and devotion. Imagine chiseling away at the hard rock face of the cliff, day after day, year after year. For the higher reaches, they built elaborate scaffolding, precarious structures of wood and rope, clinging to the mountain like spiders on a web. Others, bolder still, worked from jhulas – swings suspended from above, swaying gently in the wind as they shaped the divine form."
The local people, accustomed to the harsh terrain, played a crucial role. They were the helpers, the carriers, the strong backs that hauled materials and provided invaluable knowledge of the mountains. "It was a collaboration," Dharmapala emphasized, "between the vision of the patrons, the skill of the Indian masters, and the strength of the local populace." The chief architects, Indian experts in sthapati and shilpashastra, meticulously designed every curve, every fold of the Buddha's robes, ensuring that the colossal figures radiated serenity and power.
As he spoke, I felt a deep sense of awe. His description was so vivid, so imbued with the spirit of that age, that I could practically see the dust motes dancing in the sunlight reflecting off the freshly carved stone, hear the rhythmic tap-tap-tap of chisels, and feel the sheer scale of the undertaking.
Then, his voice faltered. The light in his eyes dimmed, and a profound sorrow settled upon his features. "And then," he said, his voice barely audible, "it was gone. Destroyed. By those who saw not art, not devotion, but merely idols." He spoke of the Taliban's act of destruction, not with anger, but with the deep, aching grief of one who mourned a lost piece of his soul, a heritage shattered. His heart, I could tell, was truly broken.
The silence that followed was heavy, filled with the echoes of ancient chisels and the ghosts of magnificent statues. Dharmapala had not just told a story; he had opened a window into a forgotten world, reminding me of humanity's boundless capacity for creation, and its heartbreaking potential for destruction.
Saturday, November 01, 2025
The Man Who Heard Too Much
Saturday, October 25, 2025
The Valley's Shadow
The Valley’s Shadow
Mussoorie in December—Mossauri, as the old-timers call it—is a town of two moods. By day, the Mall Road is alive with colour and chatter: tourists bundled in bright woollens, children clutching balloons, women bargaining for shawls, the air heavy with the smell of roasted corn, barbecued meat, and spicy golgappas that make one’s eyes water. By night, however, the mist swallows the lamps one by one, and the valley turns into a dark, endless gulf, watching silently from below.
It was here, in this curious town of shifting faces, that I met Mr. Bisht. He wasn’t a local—just another tourist like me. We happened to be staying in the same hotel, and one December evening, when the cold pressed harder than usual, we both found ourselves in the lounge.
The drawing room was warm, lined with shelves of books, the fireplace alive with logs hissing and snapping. I sat with a cup of tea in my hand, grateful for the fire’s glow. Bisht, a tall, thin man with snow-white hair and restless eyes, settled opposite me.
At first, our talk was small and harmless—the cruelty of the mountain cold, how his wife’s arthritis had kept her confined to their room, the cheerfulness of the tourists who seemed to thrive on the chill. But soon, his voice grew quiet, and he stared into the flames.
“There is something about this place,” he murmured, “that refuses to rest.”
He told me what had happened to him only the previous evening.
The hotel car had dropped him at the Mall Road, where the crowd moved like a festival procession. Families clustered around golgappa stalls, laughing through the sting of spice. Vendors rubbed lime across hot corn cobs, their smoke curling into the frosty air. At a corner, skewers of kebabs sizzled, the firelight flickering on hungry faces.
“I didn’t go for those things,” Bisht said with a faint smile. “Too old, too delicate a stomach. I went searching for one thing only—kachoris.”
He found the tea stall soon enough, tucked beside a wool shop, its bubbling oil perfuming the entire stretch of road. The vendor greeted him warmly, served him his paper packet, and exchanged a few words about the biting cold and the chance of snow. With his treasure in hand, Bisht walked to one of the canopies overlooking the valley.
Evening had descended quickly. The valley was already black, a sea of mist and shadow. He sat on the wooden bench, opened his kachoris, and let the warmth battle the cold.
That was when he saw them.
A young man, pacing nervously, checking his watch again and again. Moments later, a second figure appeared—older, broader, with a face set in stone.
“They spoke, argued, perhaps even shouted,” Bisht said softly. “But the mist muffled everything. And then… they struggled. A shove, a clutch, and in an instant both men tumbled into the valley. Gone. No cry, no echo—just silence.”
Before the shock could settle, a girl ran into view. Her shawl slipped from her shoulders as she grabbed a letter from the bench, read it, and without pause leapt into the same abyss.
Bisht’s hands shook as he spoke. “All in a matter of minutes. And I—mute, frozen—watched it happen.”
He had staggered back, found a policeman, and poured out the tale. The man only patted his shoulder and told him to return to the hotel. At another tea stall, Bisht tried again. This time, the locals only nodded gravely.
“You have seen it too,” they told him. “The old love story. A tragedy of a boy and girl from different castes. They died here long ago. Sometimes, tourists see it as if it were happening again. No bodies, no proof. Only the valley remembering.”
At this point, Bisht leaned closer to me, the firelight flickering in his glasses.
“But why me?” he whispered. “Why should I be chosen to watch their end? I’m not local—I had never even heard of such a story. Unless…” His voice trailed, but his eyes burned with unease.
“Unless I am bound to them. By blood, by fate. Perhaps the girl was of my family, and seeing me stirred the valley’s memory. Perhaps their secret lives in my veins. Should I trace their families? Get my DNA mapped? Find the truth that my ancestors buried?”
The fire cracked loudly, making me startle. Shadows loomed larger in the corners of the room. Outside, the wind moaned across the valley, carrying with it what might have been nothing more than air—or might have been the faint echo of three souls, falling still.
For the first time that night, the fire’s warmth felt useless.
